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Home and Contents Insurance

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Peace of Mind for Your Most Treasured Items

They say home is where the heart is, and there is nothing more important than protecting your family's home and possessions. Our home building and contents insurance policies are issued by Allianz Australia Insurance Limited (Allianz) includes a range of features and benefits, to give you peace of mind should the unexpected happen.

Why choose Allianz for your home insurance:

  • Affordable - Competitive prices with flexible payment options.
  • Choice - A range of comprehensive home and content insurance products to suit your budget and needs.
  • Easy claims process - Allianz endeavours to make the claims process easy. We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.

Extra ways to save:

  • Combined building and contents discount – When you combine our building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%.
  • 30% no-claim bonus discount – We offer up to 30%** no claim bonus on our home insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30%**.
  • Increase your excess to reduce your premium – Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium in return.
Home Building Replacement Cost Calculator
Home Contents Replacement Cost Calculator
  Compare the features
What is covered? Prestige Home Classic Home Vital Home
Insured Events cover N/A Yes Yes
Accidental loss or damage Yes N/A N/A
Accidental breakage of glass Yes Yes Yes
Additional cost of temporary accommodation Yes Yes Yes
Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'
Automatic indexation of sum insured Yes Yes Yes
Compensation for death Yes Yes Yes
Up to $10,000
Contents in open air at the risk address Yes Yes Yes
Sub-limits for selected contents based on insured loss or damage
Contents in safe deposit box Yes Yes Yes
Up to 20% of contents sum insured
Credit cards - cover for loss or theft Yes Yes Yes
Up to $5,000 Up to $2,500
Fusion of electric motors Yes Yes N/A
Motors up to 12 years old Motors up to 10 years old
Guests', visitors' and domestic helpers' property Yes Yes Yes
Up to $5,000
Landlords' contents N/A Yes Yes
Up to $10,000
Legal liability cover Yes Yes Yes
Up to $20,000,000 Up to $10,000,000
Modifications to buildings for paraplegia & quadriplegia Yes Yes Yes
Up to $10,000
Replacement of locks and cylinders Yes Yes Yes
Up to $2,000 Up to $1,000
Security firm attendance Yes Yes Yes
Up to $500
Spoilage of refrigerated / freezer food Yes Yes N/A
No specified limit Up to $500
Temporary removal of Contents from your risk address Yes Yes Yes
Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents
Title deeds Yes Yes Yes
Up to $2,000
Veterinary costs Yes Yes Yes
Up to $500

More Information

 

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Questions?

If you have any questions, please contact us Enquire

Please note that only Classic Home Insurance is available online.

If you wish to purchase Prestige or Vital Home Insurance please visit us or contact us on 08 8204 3604.

*Minimum premiums may apply. Any discounts/entitlements only ‎apply to the extent any minimum premium is not reached. If you ‎are eligible for more than one, we also apply each of them in a ‎predetermined order to the premium (excluding taxes and ‎government charges) as reduced by any prior applied ‎discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

**To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus. Discounts may not be applied to any flood component of the premium (if applicable).

Fire Service Credit Union ABN 187 087 651 152 LIC 237 515 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. We do not provide advice on the ‎insurance based on any consideration of your objectives, financial situation or needs. To ‎decide if it is right for you please refer to the relevant Product Disclosure Statement, available Fire Service Credit Union by calling 08 8204 3604, visiting your local branch or fscu.com.au. If you purchase this insurance, we will receive a commission that is a percentage of the ‎premium. Ask us for more details before we provide you with any services on this product.