Mycard Mastercard

MyCard Low Rate MasterCard

Enjoy a low rate 9.9% for 12 months on retail purchases!¹ After the 12 months period the standard credit card retails purchase rate of 13.60% p.a. will apply to all purchases¹.

1. The 9.9% p.a. introductory interest rate will only apply to retail purchases made on your account for a period of 12 months after account opening.  Cash advances during the introductory interest rate period are subject to your cash advance interest rate.  At the end of the introductory interest rate period you interest rate for the new purchases and any unpaid purchase balance will revert to your interest rate for purchases.  Interest rates are variable, subject to change and credit criteria.  This information is current as at 01/02/2012.  This offer ends 31/07/2012.

MyCard Rewards MasterCard

1.9% p.a. for 6 months on balance transfers¹. After the 6 months period the standard cash advance of 20.49% p.a. will apply¹.

1. The promotional rate of 1.9% p.a. applies for 6 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Annual fees attract interest at the retail purchases rate. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the MyCard Rewards Mastercard by 31/07/2012. Approved customers only. The 6 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit cards rate, currently 19.74% p.a. for retail purchases and 20.49% p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. This interest rates are current as at 01/02/2012.  This offer ends 31/07/2012.

MyCard Platinum MasterCard

50% off the annual fee for the first year¹. 0% for 9 months on balance transfers². After the 9 months period the standard cash advance rate of 21.24% will apply².

1. Subject to your acceptance you will be charged a discounted annul fee of $89 in the first year, which will revert back to the full annual fee of $179 in subsequent years. Half price annual fee offer ends 31/07/2012
2. The promotional rate of 0.0% p.a. applies for 9 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Annual fees attract interest at the retail purchases rate. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the MyCard Platinum Mastercard by 31/07/2012. Approved customers only. The 9 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit cards rate, currently 20.24% p.a. for retail purchases and 21.24% p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. This interest rates are current as at 01/02/2012.  This offer ends 31/07/2012.

More Information

• Read our Card Protect Guide
• Read our Rewards Guide
• Low Rate MasterCard Rates and Fees Guide
• Rewards MasterCard Rates and Fees Guide
• Platinum MasterCard Rates and Fees Guide
• Visit www.cardservicesdirect.com.au
• Lost or stolen cards

Questions?

If you have any questions, please contact us