Mycard Mastercard

MyCard Low Rate MasterCard

Enjoy a low rate 9.9% for 12 months on retail purchases!¹ After the 12 months period the standard credit card retails purchase rate of 12.99% p.a. will apply to all purchases¹.

MyCard Rewards MasterCard

1.9% p.a. for 6 months on balance transfers². After the 6 months period the standard cash advance of 21.74% p.a. will apply².

MyCard Platinum MasterCard

50% off the annual fee for the first year³. 0% for 9 months on balance transfers². After the 9 months period the standard cash advance rate of 21.74% will apply⁴.

More Information

• Read our Card Protect Guide
• Read our Rewards Guide
• MyCard MasterCard Rate and Fee Guide
• Visit www.cardservicesdirect.com.au
• Lost or stolen cards

Questions?

If you have any questions, please contact us

1. _{The 9.9% p.a. introductory interest rate will only apply to retail purchases made on your account for a period of 12 months after account opening. Cash advances during the introductory interest rate period are subject to your cash advance interest rate. At the end of the introductory interest rate period you interest rate for the new purchases and any unpaid purchase balance will revert to your interest rate for purchases. Interest rates are variable, subject to change and credit criteria. This information is current as at 01 October 2012. This offer ends 30 June 2013. Current Cardholders are not eligible to apply for this offer.}
2. _{Your total balance transfers may not exceed 80% of your credit limit. The 1.9%p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the MyCard Rewards Card Annual Percentage Rate for cash advances, currently 21.74%p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 01 October 2012. This offer ends 30 June 2013. Current Cardholders are not eligible to apply for this offer.}
3. _{Subject to your acceptance you will be charged an Annual Primary Cardholder Fee for the Low Rate MasterCard®, currently $75, and for the Rewards MasterCard®, currently $90. For the Platinum MasterCard® with Card Services Rewards, you will be charged a 30 June 2013. Current Cardholders are not eligible to apply for this offer.} 
4. _{Your total balance transfers may not exceed 80% of your credit limit. The 0%p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the MyCard Platinum Card Annual Percentage Rate for cash advances, currently 21.74%p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 01 October 2012. This offer ends 30 June 2013. Current Cardholders are not eligible to apply for this offer.} 

_{MasterCard is issued by Card Services which is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian Credit Licence 238098 that provides and administers credit on behalf of Fire Service Credit Union Ltd | ABN 17 087 651 152 | AFSL 237515 | Australian Credit Licence 237515 | BSB 805 013.}