Motor Insurance

Allianz Motor Insurance through Fire Service Credit Union

Why choose Allianz Comprehensive Motor Insurance through Fire Service Credit Union?

  • Up to 10% discount on your first years’ premium when you buy a new comprehensive car insurance policy online1,2
  • You may be able to increase your excess to reduce your premium1
  • Choose your own repairer4
  • 24/7 online claims or phone 1300 555 030 to commence the claims process
  • Rental car for up to 30 days5 if you car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers1,3


Allianz Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgment service, a monthly payment option6 and a choice between Comprehensive and Third Party Property Damage cover, Fire Service Credit Union Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.

Choice of Motor Insurance Covers

Comprehensive Insurance

Third Party Property Damage

The highest level of cover we   offer for your vehicle   which provides cover for fire, theft, accidents and   malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.

Insurance Features Comparison Table

Click Show Table

    Comprehensive Insurance & Third Party Property Damage Comparison Table:

    This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

    Comprehensive Insurance

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    Third Party Property Damage

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    Key benefits

    Cover for accidental loss of or damage to your vehicle



    New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If:

    • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
    • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
    • where relevant, your financier has given its written consent; and
    • a new replacement vehicle is available in Australia.



    Cover for your legal liability for loss or damage to other people’s property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events



    Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident, provided that:

    • you did not contribute to the cause of the accident;
    • you can provide the name and address of the person responsible for the accident; and
    • you can provide the registration number of the other vehicle; or
    • any other information that would reasonably allow us to identify the person so that we can exercise our rights of recovery.



    Approved legal costs arising from a claim for liability covered by the policy



    Cost of emergency repairs after a covered accident – up to $500 for  any one incident



    Rental car following accident, where available -$100 per day limit, up to 30 days5



    Reasonable cost of towing after a covered incident



    Temporary cover on replacement vehicle – 14 days



    Trailer and caravan cover – $1,000 or market value of the trailer or caravan, whichever is the lesser



    Legal liability cover when using a substitute vehicle



    Cover for personal items in   your vehicle  – up to $1,000 for any one   incident



    Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000   for any one incident



    Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident



    Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident



    Cover for replacement of child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident



    Optional benefits you can add

    Rental car following accident, where available – $100 per day limit, up to 30 days5



    Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle – 1 replacement and 2 repairs in any period of  insurance



    Cover for tools of trade – up to $3,000 for any one incident



    Options  you can select to decrease your premium

    Named driver option



    Get a quote

    Get a quote

How to claim

To lodge a car insurance claim

Online, any time

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone – 24 hours a day, 7 days a week claims lodgement service

You can call the claims hotline on 1300 555 030 and a consultant will help you commence the claims process.


Fire Service Credit Union, ABN 17 087 651 152 AFSL No 237515 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.  We do not provide advice on this insurance based on any consideration of your objectives, financial position or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from or by calling (08) 8227 2222. The relevant Target Market Determination is available by calling (08) 8227 2222. If you purchase this insurance, we will recieve a commission that is a percentage of the premium. We will also be reimbursed by Allianz for marketing costs incurred by us to promote it’s products. This is capped at a percentage of the premium on Home, Landlord, Motor and Caravan and Trailer policies arranged by us for Allianz (or renewed with Allianz) in the previous 12 month period. Ask us for more details before we provide you with services.

1.Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermind order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

2. The online discount applies to new Comprehensive Motor Insurance policies only.  Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated).  Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

3. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.

4. In certain circumstances we may agree with you to use another repairer than the one that you selected. We will act reasonably in doing so.

5. We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.

6. Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.