08 8227 2222
BSB: 805 013
Where banking matters

For your new wheels!

Whether you’re looking for your very first car, or planning to upgrade, deciding how to finance your new purchase can be easy! We want our members to get an excellent deal, so let our low rates put you in your next car, motorbike, boat or caravan.

Great Features

Why choose FSCU for your next vehicle loan?

Easy applications
Call or come into branch to speak to one of our friendly loans officers.
Fast approvals
We value our members needs.
No monthly fees
There is no ongoing fees such as an annual or monthly fee.
No penalties for paying the loan out early
We don’t punish you for setting a goal and achieving it, pay the loan off as soon as you like.

Remove the uncertainty

Easily compare our car loan features

Car loan features
Chief car loan
Commander car loan
Interest rate
6.24% p.a.
7.95% p.a.
Comparison rate

*Comparison rate based on a secured loan of $30,000 over 5 years.

6.58% p.a.*
8.29% p.a.*
New vehicle purchase
Used vehicle any age
Minimum $20,000 or new vehicle purchase price
Minimum $10,000
Maximum term
7 year term
7 year term
Redraw facility
Application fee
Redraw fee
PPSR registration fee
Variable rate
Ongoing fees

Have a question or want more information? We are here to help!

Talk to us

Have a better understanding

Helpful questions

How much can I borrow?

Get an estimate of how much you can borrow for your next vehicle.

Get an estimate
Why choose FSCU?

• Easy applications
• Fast approvals
• Personal Service
• Great rates

Helpful Tools

Calculators, Loan Repayments, How Much Can I Borrow? How Long to Repay, Budget, and Stamp Duty calculators, plus more.

View our calculators
Rates & Fees

See all of our loan rates. Our Car Loan specialists are here to support you through this exciting journey – every step of the way!

View our rates
Ready to apply or seeking more information?

Give us a call and let our Car Loan Specialists step you through the process – let us help make it a reality.

Enquire now
Particle element

Interest rates are current as at 31/01/2024. Interest rates are subject to change without notice.

*Comparison rate based on a secured loan of $30,000 over 5 years.


This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. We may vary the terms and conditions at anytime.

Credit eligibility criteria, terms and conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are on our website or on request. Fire Service Credit Union Ltd, 22 Chancery Lane Adelaide SA 5000 08 8227 2222 [email protected]  visit www.fscu.com.au to find out more.


Fire Service Credit Union Ltd ABN 17 087 651 152 AFSL and Australian Credit Licence 237515