FSCU Firefighter Home Loan

5.84% p.a. Variable Rate – 6.12% p.a. Comparison Rate*

A variable home loan rate for new owner-occupied home loans less than 60% LVR.^

To help you live in the home that is right for you!

The mortgage process shouldn’t be difficult, with FSCU, we remove the worries.
Our Home Loan specialists are here to support you through this exciting journey – every step of the way!

Personal Service | Easy applications | Fast approvals

What loan is right for you?

Buying your first home?

Let us guide you on this exciting journey!

Looking to refinance?

We make refinancing quick easy!

Investing in property?

Talk to our Loan Specialists today!

Offset Account

A great way to reduce your interest!

How much can I borrow?

Get an estimate of how much you can borrow to help with your home loan journey.

Compare home loans


HOME LOAN

Features

COMPARE HOME LOAN FEATURES


Interest rate 

Comparison rate

Rate type

Minimum loan amount

Loan term

Redraw

Loan Purpose

Extra repayments

Offset Account

Application Fee

Annual Fee


firefighter Home Loan

LVR: ≤60%^


5.84%

6.12%*

Variable

$150,000

Up to 30 years

Free

Owner Occupied

Accepted with no penalty

Yes

$300

$300


standard variable

home loan


6.44%

6.45%*

Variable

$150,000

Up to 30 years

Free

Owner Occupied

Accepted with no penalty

Yes

$300

$0


investment

home loan


From 6.44%

From 6.45%*

Variable

$25,000

Up to 30 years

Free

Investment

Accepted with no penalty

Yes

$300

$0

Helpful Tools

Calculators

Home Loan Repayments, How Much Can I Borrow? How Long to Repay, Budget, and Stamp Duty calculators, plus more.

Rates And Fees

See all of our loan rates. Our Home Loan specialists are here to support you through this exciting journey – every step of the way!

Home Loan Key Facts Sheet

Generate your own Home Loan Key Facts Sheet that you can save and print as a pdf.

Enquire Now

Ready to apply or seeking more information? Give us a call and let our Home Loan Specialists step you through the process – let us help make it a reality.

IT'S YOUR CREDIT UNION

Interest rates are current as at 08/09/2023. Interest rates are subject to change without notice.

* The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^ The Firefighter Home Loan Package is available only to new qualifying loans for owner-occupied purposes and where the LVR is less than or equal to 60% at the time of loan origination. LVR means Loan to Value Ratio.  We will calculate your LVR and determine your eligibility for this rate when we assess your loan. A higher LVR may result in a different interest rate. Minimum loan amount of $150,000 applies.

The Firefighter Home Loan Package has an annual fee of $300.

Credit eligibility criteria, terms and conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are on our website or on request. Fire Service Credit Union Ltd, 22 Chancery Lane Adelaide SA 5000 08 8227 2222 loansenquiries@fscu.com.au  visit www.fscu.com.au to find out more.

Fire Service Credit Union Ltd ABN 17 087 651 152 AFSL and Australian Credit Licence 237515