Firefighter Home Loan
5.84% p.a. Variable – 6.12% p.a. Comparison Rate*
A variable home loan rate applicable to new business LVR not exceeding 60% minimum new borrowing $150,000
A great low rate home loan
The mortgage process shouldn’t be difficult, with FSCU, we remove the worries – APPLY TODAY!
Great Low Rate
Variable interest rate for owner-occupied loans
Free Redraws^
Extra repayments with no penalty
Quick turnaround
From application to settlement
Firefighter Home Loan Features & Benefits
- Nil application fee for loans secured by the same property as your Firefighter Package home loan
- 0.50% per annum discount off Car loan interest rate
- 0.50% per annum discount off Personal loan interest rate
- $100 application fee for car loans (currently $250 per application)
- $100 application fee for personal loans (a currently $200 per application)
- Free branch cash withdrawals
Interest Rates
Home Loan – New money only |
Interest Rate p.a. |
Comparison Rate p.a. |
|---|---|---|
| Firefighter Home Loan – LVR <60% | 5.84% p.a. |
6.12% p.a.* |
| Firefighter Home Loan – LVR <80%⁺ | 5.99% p.a. | 6.27% p.a.* |
| Firefighter Home Loan – LVR >80% -<90% (with LMI) | 5.99% p.a. | 6.27% p.a.* |
Next Steps
IT'S YOUR CREDIT UNION
Interest rates are current as at 08/09/2023. Interest rates are subject to change without notice.
* The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^ The Firefighter Home Loan Package is available only to new qualifying loans for owner-occupied purposes and where the LVR is less than or equal to 60% at the time of loan origination. LVR means Loan to Value Ratio. We will calculate your LVR and determine your eligibility for this rate when we assess your loan. A higher LVR may result in a different interest rate. Minimum loan amount of $150,000 applies.
The Firefighter Home Loan Package has an annual fee of $300.
Credit eligibility criteria, terms and conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are on our website or on request. Fire Service Credit Union Ltd, 22 Chancery Lane Adelaide SA 5000 08 8227 2222 loansenquiries@fscu.com.au visit www.fscu.com.au to find out more.
Fire Service Credit Union Ltd ABN 17 087 651 152 AFSL and Australian Credit Licence 237515