Firefighter Home Loan

5.84% p.a. Variable – 6.12% p.a. Comparison Rate*

A variable home loan rate applicable to new business LVR not exceeding 60% minimum new borrowing $150,000

A great low rate home loan

The mortgage process shouldn’t be difficult, with FSCU, we remove the worries – APPLY TODAY!

Great Low Rate

Variable interest rate for owner-occupied loans

Free Redraws^

Extra repayments with no penalty

Quick turnaround

From application to settlement

Firefighter Home Loan Features & Benefits

  • Nil application fee for loans secured by the same property as your Firefighter Package home loan
  • 0.50% per annum discount off Car loan interest rate
  • 0.50% per annum discount off Personal loan interest rate 
  • $100 application fee for car loans (currently $250 per application)
  • $100 application fee for personal loans (a currently $200 per application)
  • Free branch cash withdrawals

Interest Rates

Home Loan – New money only

Interest Rate p.a.

Comparison Rate p.a.

Firefighter Home Loan – LVR <60% 5.84% p.a.

6.12% p.a.*

Firefighter Home Loan – LVR <80%⁺ 5.99% p.a. 6.27% p.a.*
Firefighter Home Loan – LVR >80% -<90% (with LMI) 5.99% p.a. 6.27% p.a.*

Next Steps

Enquire Now

Speak to one of our Home Loan Specialists today about what product might be right for you.


Home Loan Repayments, How Much Can I Borrow? How Long to Repay, Budget, and Stamp Duty calculators, plus more.

Rates And Fees

See all of our loan rates. Our Home Loan specialists are here to support you through this exciting journey – every step of the way!

Home Loan Key Facts Sheet

Generate your own Home Loan Key Facts Sheet that you can save and print as a pdf.


Interest rates are current as at 08/09/2023. Interest rates are subject to change without notice.

* The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^ The Firefighter Home Loan Package is available only to new qualifying loans for owner-occupied purposes and where the LVR is less than or equal to 60% at the time of loan origination. LVR means Loan to Value Ratio.  We will calculate your LVR and determine your eligibility for this rate when we assess your loan. A higher LVR may result in a different interest rate. Minimum loan amount of $150,000 applies.

The Firefighter Home Loan Package has an annual fee of $300.

Credit eligibility criteria, terms and conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are on our website or on request. Fire Service Credit Union Ltd, 22 Chancery Lane Adelaide SA 5000 08 8227 2222  visit to find out more.

Fire Service Credit Union Ltd ABN 17 087 651 152 AFSL and Australian Credit Licence 237515