Access to a convenient Line of Credit for your everyday financial needs

An overdraft allows you to access extra funds through your transaction account up to an overdraft limit.

  • Personal overdrafts
  • Business Account overdrafts

Fire Service Overdraft

 
10.95
%
p.a.
  • Terms, conditions, fees and charges apply. Subject to lending criteria.

  • A Fire Service Credit Union Overdraft gives you access to a convenient Line of Credit for your everyday financial needs. The Overdraft can be  linked to your S1 General Savings Account, which means you can access the money any time you need it.

Features  
Minimum Amount $500
Repayments Minimum repayment
Interest Charges Calculated daily, charged monthly
Account Keeping Fees Nil

Business Account Overdraft

 
11.99
%
p.a.
  • Terms,conditions, fees and charges apply.  Subject to lending criteria.

  • A Business Overdraft can assist your business with better cash flow management.

    • Cost effective
    • Convenient 24/7 access
Features  
Repayments Minimum repayment
Interest Charges Calculated daily, charged monthly
Account Keeping Fees First 10 transactions per calendar month free. Each transaction in excess of 10 per calendar month a fee of 50c. Five cheques deposited at one time is considered one transaction.
Annual Fee $200

Credit eligibility conditions, terms and conditions, fees and charges apply.

Rates

Check out our credit card and overdraft interest rates. Find out more

Calculators

Calculate possible credit limit based on your current circumstances Find out more