For any worthwhile purpose

Take that vacation, pay for school, make a purchase, or pay off those credit cards--whatever the purpose, we make it easy!

We offer competitive rates and flexible financing options to make paying back your loan as easy as possible.

Secured Personal Loan

 

8.95%

Variable Rate

10.31%

Comparison Rate*

Redi Loan

 

9.95%

Variable Rate

17.91%

Comparison Rate^

Unsecured Personal Loan

 

13.90%

Variable Rate

15.27%

Comparison Rate*

Personal Loan Comparison Table

  Secured Redi Unsecured
Interest Rate 8.95% 9.95% 13.90%
Comparison Rate 10.31%* 17.91%^ 15.27%*
Purpose

Any worthwhile purpose

Pay out credit card, Car Loan, Personal Loan, car refinance, balloon payment or home improvements

Unsecured Loan

For any worthwhile purpose

Unsecured Loan

For any worthwhile purpose

Security Motor vehicle only to be less than 7 years old or value greater than $10,000 N/A N/A
Minimum Amount $5,000 $1,000 $1,000
Loan Term Up to 5 years Up to 2 years Up to 10 years
Redraw Facility Yes Yes N/A
Early Repayments without penalty Yes Yes Yes
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  Repayments Calculator Repayments Calculator Repayments Calculator

Personal Loan Additional Information

Additional Information

Repayments Weekly, fortnightly or monthly
Interest Charges Calculated daily, charged monthly
Loan Set Up Costs $200
Account Keeping Fees Nil
Loan Repayment Insurance  Secured Personal Loan only
Auto Repayments Yes - Repayment by direct payroll credit

Credit eligibility conditions, terms and conditions, fees and charges apply.

*COMPARISON RATE BASED ON A SECURED LOAN OF $10,000 OVER 3 YEARS.

^COMPARISON RATE BASED ON A SECURED LOAN OF $2,500 OVER 2 YEARS.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. We may vary the terms and conditions at anytime.

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