Rates And Fees

Home Loans

Loan Variable Rate Comparison Rate
Discounted Firefighter Home Loan Special 2 year discounted rate^ 2.29% p.a. 3.20% p.a.*
First Home Owner’s Loan 2.49% p.a. 2.51% p.a.*
Firefighter Home Loan 2.99% p.a. 3.32% p.a.*
Standard Variable Home Loan 3.34% p.a. 3.36% p.a.*
Investment Home Loan From 3.34% p.a. From 3.36% p.a.*
Flexi Credit Overdraft 5.95% p.a. N/A

 

Car Loans

Loan Variable Rate Comparison Rate
Vehicle Loan Special 4.99% p.a. 5.33% p.a.+
Chief Car Loan 5.99% p.a. 6.33% p.a.+
Commander Car Loan 7.95%p.a 8.29%p.a+

 

Personal Loans

Loan Variable Rate Comparison Rate
Redi Loan Special 8.95% p.a. 8.95% p.a.~
Secured Personal Loan 8.95% p.a. 10.31% p.a.#
Prime Unsecured Loan 13.90% p.a. 15.27% p.a.#

 

Overdrafts

Loan Varibale Rate Comparison Rate
Fire Service Overdraft 10.95% p.a. N/A
Business Account Overdraft 11.99% p.a. N/A
Default Rate of Interest 16.95% p.a. N/A

 

Credit eligibility conditions, terms and conditions, fees and charges apply.

^The discounted variable interest rate is 0.70% below the Firefighter Home Loan. After the expiry of the discounted rate period, the interest rate changes to our Firefighter Home Loan rate (currently 2.99% p.a. Variable rate, 3.32% Comparison rate*).

*COMPARISON RATE BASED ON $150,000 OVER 25 YEARS.

+COMPARISON RATE BASED ON $30,000 OVER 5 YEARS.

#COMPARISON RATE BASED ON $10,000 OVER 3 YEARS.

~COMPARISON RATE BASED ON $2,500 OVER 2 YEARS.

WARNING:This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This offer is subject to allocation and may be withdrawn at any time. Fire Service Credit Union Ltd, 22 Chancery Lane Adelaide SA 5000. ABN 17 087 651 152 Australian Credit License 237515.

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