FSCU Visa Debit Card

A Visa Debit card gives you electronic and branch access with all the benefits of Visa. You can stay in control of what you spend and where you spend it, because it’s your money linked to your accounts.

• Activate your card and change your PIN all online
• Access 24/7 – anywhere in the world
• ATM, EFTPOS, online or phone access
• Safely shop online with Verified by Visa
• Accepted Worldwide

FSCU Visa Debit Card has unlimited fee free transactions*

• Free Credit transactions
• Free eftpos transactions
• Free ATM cash withdrawals^#

Did you know?

By pressing Credit when transacting using your Visa Debit Card will give you access to your full account balance, you won’t be restricted by a daily limit.

Go Online

Visa Debit takes you where EFTPOS can’t – shopping online, overseas or over the phone. Visa Debit allows you to access your own funds so you can download your favourite albums, book holidays, buy groceries and get the latest gadgets at millions of shops and website worldwide.

Go Everywhere

You can use your Visa Debit card online, overseas, over the phone, in-store and at over 1.9 million ATMs worldwide. It’s perfect for everything from music downloads to paying for petrol and supermarket shopping, or for your hotel when you’re travelling abroad. You can even use it to make recurring payments like utility bills or gym membership.

It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Verified by Visa for online purchases from participating merchants and payWave.

How do you establish a new Visa Debit card with FSCU? It’s easy, just contact us.

What is the difference between a direct debit and a recurring payment?

A direct debit is a regular automatic payment set up on your eligible Fire Service Credit Union account using your BSB and account number. When you set up a direct debit using your BSB and account number, it allows a merchant or service provider to withdraw an agreed amount of money from your account into a merchant’s or service provider’s account at set times. For example, to pay for a service, bills or make repayments on your home loan.

A recurring payment is a regular automatic payment set up from your debit card with a merchant or service provider. To do this, you will need to arrange a direct debit authority and supply the merchant or service provider with your card number, expiry date and three digit CVV number on the back of your card. This allows the merchant or service provider to charge your debit card.

If you prefer not to set up a direct debit, you can set up scheduled transfers in Internet Banking or the Banking app instead.

How to stop a Recurring Payment

A recurring payment is a regular automatic payment set up from your debit card with a merchant or service provider. To do this, you will need to arrange a direct debit authority and supply the merchant or service provider with your card number, expiry date and three digit CVV number on the back of your card. This allows the merchant or service provider to charge your debit card.

To change or cancel any recurring payment arrangement you should contact the Merchant at least 15 days prior to the next scheduled payment. You should retain a copy of this change or cancellation request.

Until you cancel the recurring payment with the Merchant FSCU is obliged to process the payment. 

If the Merchant does not comply with your request to cancel the recurring payment you must send FSCU a copy of your cancellation request to enable us to dispute the ongoing payment on your behalf under the chargeback provisions.

*Charges still apply for overseas transactions.

#Use CBA, ANZ, Westpac & Bank SA ATMs NOT rediATMs. While no transactions fees are charged by us, fees may be charged by ATM operator. This is general advice and you should consider our Terms and Conditions.